Doing the right thing is the only thing to do.

Building a team around you.


When it comes right down to it, far too many “financial advisors” are in the business of selling products, not serving you.

We take a different approach. Every decision we make is measured against how well it helps you achieve your goals. Our interests are aligned.  We’re here to do what’s right for you.

That’s not just a promise.  It’s our business model. We are fiduciaries, which means we have enthusiastically accepted the highest legal standard to act in your best interests at all times.

One of the best ways we demonstrate this simple, straightforward promise? We call it “eating our own cooking.” We follow the same investment approach we recommend to our clients every day.

We are:

Educational
We don’t expect you just to take our word for it. We’re here to provide as much information as you need to make confident, informed decisions about your money and your future. We work with you, side-by-side, so you feel fully up-to-speed and in the loop on the best way to achieve your goals.

Holistic
Your future – and even your financial security – is about more than just investments. It’s about helping you craft a plan to protect what’s yours and manage risk across your entire financial life. We look at taxes, insurance, trusts, Social Security and charitable giving. We get to know any business or interests you may own, integrating and balancing these critical aspects into your overall financial plan.

Evidence-Based
Our investment philosophy is built on the idea that making investment decisions based on decades of peer-reviewed research is far better than relying on the latest “hot tip” from media pundits. We review the research and we take it to heart – putting the science of investing to work on behalf of our clients every day.

Transparent
We don’t hide any costs, anywhere. Our fees are always fully discussed and disclosed up front. No commissions. No kickbacks. That’s how it works. The way we serve our best interests is by recommending what’s best for yours.

  • We do what’s right for you.

    Lots of people say they’re acting in your best interests – but how can you be sure?  As  fiduciary advisors, we’ve chosen to hold ourselves to the highest legal standard to act, serve, and advise based on what’s in your best interests.  And the recommendations and decisions we make every day reflect that. Our team of advisors and specialists are here to help you make the most of your money, so you can reach your goals.

    Acting in your best interest.

  • We turn the power of the markets in your favor.

    We believe in using the science of investing to drive better decisions about your money and your future. That means having a well thought out plan and having the confidence to know that it’s been built to withstand the day-to-day, week-to-week turbulence of the financial markets.  With evidence-based investing, you can focus on the destination and more easily enjoy the ride.

    Evidence-based investing.

  • We want you to know what we know.

    Sometimes, it feels like there’s a lot of “secrets” in this business. Not here. Our nationally recognized team of advisors, specialists, and thought leaders publish articles practically every day about topics important to investors.  Why do we share? Because that’s the best way for you to make good, long-term choices. And we believe that if you understand precisely what you’re doing and why you’re doing it, you’re going to sleep a lot better at night.

    A passion for education.

  • It pays to take a step back.

    Being a true, independent wealth advisor is a lot more than just handing your investments. We take a look at your total financial picture – your aspirations, your relationships, your assets, your insurance policies, your trusts, businesses, and interests. From there we create a holistic plan that helps you and the most important people in your life meet your long-term goals.

    Big-picture planning.

Celebrating 20 Years.

Our founders came together in 1994 with a surprisingly novel idea: that clients’ interests should come first. That the Wall Street speculation machine was causing more harm than good. That by putting the power of evidence-based investing and thoughtful, multi-faceted planning to work for our clients, we could help them safeguard their financial futures and achieve their most important goals. Twenty years and thousands of clients later, we are proud to know how our values and approach have improved and enriched the lives of so many individuals, families and organizations.